renovation

Planning the Perfect Renovation

If you’ve already spruced up your curb appeal, perhaps you’re ready to tackle some projects inside the home! Spending so much time at home during the past several months probably has you dreaming up a few improvements for your space — the information below contains innovative, easy-to-use apps that help you plan the perfect renovation!

Learn where to get inspiration, how to start your planning and a few tools to use as you start your projects.

Finding Inspiration
Pinterest – Save the images you like to a board to keep all of your ideas in one spot.
Houzz – Create “Ideabooks” for your projects to share with professionals.
Apartment Therapy – A design blog with the latest design trends.

Start Your Planning
Magicplan – Recreates your room a furniture to scale before moving anything around.
DecorMatters – Choose from a wide selection of furniture, art and lighting from your favorite stores in augmented reality. (iOS only.)
Home Design 3D Outdoor/Garden – Design your perfect patio by creating a 3D scale model. Add furniture and with easy drag-and-drop features.
Pantone Studio – Using augmented reality, identify color palettes from your saved images to create a color swatch. (iOS only.)

Your Mobile Toolkit
Compass App – Determine where lights hits during the day.
IHandy Level – Transform your phone into a level for hanging wall items.
Photo Measures – Take a picture of your space and get the measurements right away.

Ready to start? I know a great contractor who can make your renovation dreams a reality in a healthy and safe manner. Just give me a call!

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peer-to-peer-payment

An Easier Way to Pay Your Friends

Earlier this week we shared more about the NFC Technology behind contactless payments. (Check out that post here.) Today, we’re talking about how you can use five popular apps to pay your friends.

Peer-to-Peer (P2P) Payment
Try these apps for splitting grocery runs, takeout or any time you need to pay back a friend or neighbor without exchanging cash face-to-face.

Cash App – Developed by Square, Inc. Includes a $250/week transaction limit with an unverified account. And up to $7,500/week when identity is verified.

Facebook Messenger – Developed by Facebook. $9,999/transaction limit when identity is verified.

PayPal – No transaction limit for a verified account. ($10,000 max per transaction.)

Venmo – A service of PayPal. $299.99/week transaction limit with an unverified account. $2,999.99/week transaction limit when identity is verified.

Zelle – Developed by major banks (including Bank of America, Wells Fargo, JP Morgan Chase and others). Transaction limit of up to $2,500/day for most standard checking accounts with major banks. $500/week transaction limit on Zelle unlinked to your bank.

Bank transfer fees vary by service, but typically you can transfer funds immediatly for a small fee or within 1-3 business days for free.

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Contactless Payment 101

As we come through the impact of COVID-19, contactless forms of payment have become more common over the past several months and, going forward will be important in everyday life. Contactless payment tech is easy to use and healthier than exchanging cash, making it an attractive option for consumers looking for safety and convenience at the grocery store, takeout counter or in some cases, the gas pump.

As this technology continues to catch on in your community, and across the world, we wanted share a quick guide to how it all works.

NFC Technology
“Near-field communication” is the tech that allows for payment exchange between objects and card readers, so you can pay with your smartphone or smartwatch, or by hovering your card over the reader — no swipe or chip insert required.

Popular Payment Methods
* Apple Pay
* Google Pay
* Samsung Pay

Accepted at Most Major Grocery Stores and Retailers
* Grocery stores: Costco, Trader Joe’s, Whole Foods
* Food and Coffee: McDonald’s, Panera Bread, Peet’s Coffee
* Retailers: Macy’s, Staples, Target
* Gas Stations: Chevron, Texaco

Stay Safe When Paying on the Go
Contactless is one of the safest ways to pay, since account information is encrypted and not actually transferred to the retailer. Still, prioritize safety with these tips:
* Use only trusted payment platforms.
* Keep strong passwords and enable facial or fingerprint recognition where possible.
* Immediately lock a lost or stolen phone.

Our society isn’t going totally cashless anytime soon, but contactless payment is proving to be a secure, cleaner option at the checkout counter. Hope this helps you out, next time you’re on a grocery run!

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274-West-Street-East-Bridgewater-MA

New Listing at 274 West Street in East Bridgewater!

Welcome Home! Beautifully maintained Garrison Colonial sits on a spacious lot.Gleaming hardwood floors throughout! The first floor offers airy kitchen with stainless steel appliances which opens into the dining room, front to back spacious living room with working fireplace. The second floor offers 4 bedrooms all with generous size closets, updated full bath and laundry chute. The full walk out basement offers lots of potential, bonus living space/man cave/ in law suite the possibilities are endless!

Oversized well-manicured yard with fenced in-ground pool and patio for entertaining along with shed for storage. Driveway easily accommodates 8+ cars. Easy access to highways, commuter rail and shopping. Additional pictures to follow.

View the full listing at: https://lindorealtygroup.com/idx/mls-72674087-274_west_st_east_bridgewater_ma_02333.

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22-School-Street-Hanover-MA

New Listing at 22 School Street in Hanover!

Charming, move-in ready 2-bedroom, 1-bathroom Ranch in Hanover. Layout includes an enclosed front porch, kitchen, living room, 2 bedrooms, and a bathroom. This well-maintained home has nice, large bedrooms, extra closet space, lots of natural light, beautiful dark wood floors, updated cabinets, granite counter tops, stainless appliances, and pedestal sink/tile in the bath. The full 33×28 walkout basement offers potential for extra living space.

Set back from street with large, private back yard. Close to highway, schools, shopping, Forge Pond Park and YMCA. All this and a brand new roof in 2020, so don’t miss your opportunity to own this great home!

View the full listing at: https://lindorealtygroup.com/idx/mls-72673666-22_school_st_hanover_ma_02339

Join us for an Open House on Saturday, 6/20, from 1-3 pm!

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Re-center with Self-Care

In tough times, you need to get your own well-being in great shape first before you’re able to assist others. When you take some time for self-care, you will have more energy to support those around you.

Tips for Self-Care
Try these activities to add self-care to your schedule.

  1. Journal: Writing down your thoughts and experiences helps you process and unload in times of stress. Keep it digital with journaling apps like Day One, Momento (iOS only) or Five Minute Journal.
  2. Daily Self Check-ins: Take a few moments each morning to assess how you’re doing that day. Notice any feelings of anxiety or anger about the day before or the day ahead. Be honest about those emotions throughout your day – this will make for more pleasant interactions with those around you.
  3. Take a Personal Day: Even if you’ve been working remote, take a day to go offline. Spend it doing an activity with your family, or taking a walk outside. Whatever you do, make sure it leaves you feeling recharged and re-energized.
  4. Sleep: This is one of the most neglected self-care activities! Start a bedtime routine that calms you down, so you’re ready to sleep as soon as your head hits the pillow. Aim for at least 7-9 hours per night, according to the National Sleep Foundation.

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Reset, Refocus, Re-center

The events of the past few months have been unprecedented. Now more that ever, it’s important to stay on your A-game and keep your spirits lifted. Be sure to spend some time taking care of yourself!

As you continue to navigate your new normal, we’re here to share some tips for focusing on your own well-being. Reset your goals and reboot your routine so that you feel recharged and ready to support your family, friends and community.

Reset Your Goals
Life happens, and plans change. If you think your goals might need a reset, start here:

  1. Refresh: Re-read the goals you set back in 2019, and determine which ones you’re still able to pursue.
  2. Adjust: Update the goals you are pursuing to reflect your current reality and circumstances.
  3. Evaluate: Look at your current situation to determine what actions are working and which ones are not.
  4. Plan: Write down small steps to take you toward your goals. Include key players and any schedule changes you might need to make.
  5. Act: Carry out your plan, change your habits and march toward your new goals one step at a time.

Refocus Your Routine
Small shifts to help you make the most out of your day-to-day.

  1. Time to Move: Walking, jogging, dancing – anything to get you on your feet to shake (or sweat) off the negativity.
  2. Intentional Media: Adding a positive podcast or book into your media routine can help keep you on a productive track.
  3. Your Health First: Prioritizing personal health will help you feel physically and mentally stronger.
  4. Accountability is Key: If you have a friend who wants to also kick some old habits or restart their routine, connect with them and take the reset together.

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Our Week of Takeout Recap

Two weeks ago we decided to support local restaurants by ordering takeout for dinner each night for a week. We are a family of 6 (2 adults and 4 kids) and were able to find great options at each restaurant we tried.

We discovered some new favorites, visited some spots that have long held a special place in our hearts, and best of all…didn’t have to cook dinner for a week!

This is a list of the restaurants we ordered from, including links to their websites and links to our reviews. Enjoy!

Monday – Abington Depot, located at 101 Railroad St, Abington. Watch our review here.

Tuesday – Mia Regazza, located at 268 Washington St, Abington. Read our review here.

Wednesday – Giardino’s Restaurant, located at 497 Bedford St, Abington. Read our review here.

Thursday – Sombrero’s Mexican Restaurant, located at 1037 Main St, Weymouth. Watch our slideshow and read our review here.

Friday – Abington Ale House, located at 1235 Bedford St #1273, Abington. Read our review here.

Saturday – Sorelle Bar & Grill, located at 1400 Bedford St, Abington. Watch our slideshow and read our review here.

Sunday – D’Ann’s Sports & Entertainment Restaurant located at 340 Centre Ave, Abington. Read our review here.

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credit-score

Preparing Your Credit for the Future

Credit is one subject that will always be important, which is why this post is helping separate credit facts from fiction. No matter what your current financial situation is, you can use this information to become a credit master and strengthen your own score down the line. 

When it comes to building credit, it can be difficult to tell fact from fiction. Use this short true-or-false quiz to help you get the facts straight and your credit in great shape!

Any debt will hurt my credit?
FALSE: An outstanding mortgage being paid on time isn’t the same as $30,000 worth of credit card debt. An outstanding mortgage that’s paid on time is considered, “good debt,” and it can raise your score. Stay away from consumer debt!

When I pay off my debt, it’ll disappear from my credit report.
FALSE: Paid debt will remain on your credit report for several years. If it was paid on time, it can boost your score. Bankruptcy, defaulted loans and other negative information can hurt, sticking around for 7-10 years.

Even though I got a promotion my credit score is unaffected.
TRUE: Income and job title may indirectly affect your score, but salary is not factored into your report. Still, head’s up – lenders may ask about your employment to determine how likely you are to pay your debts.

My spouse and I can run a joint credit report.
FALSE: Each individual receives their own credit score. Your joint accounts and shared loans may impact each of your scores, since they will appear on each of your reports.

Closing my paid-off credit cards isn’t going to help my credit score.
TRUE: It may pay to keep it open. Closing an unused card reduces your amount of credit and limits your credit history, which can sometimes lower your credit score. But if that credit card is tempting you to spend, close it!

Checking my own credit score won’t impact it.
TRUE: Running your own credit report does not negatively impact your score. When a lender checks for a mortgage, car loan or credit card application, it may lower your score a few points.

Get your free annual credit report at annualcreditreport.com. And check your credit score for free with Credit KarmaCredit SesameCredit.comEquifaxExperian or Mint.

 Even though the world seems on to be on pause right now, the situation will pass. When it does, you’ll be ready to view your credit situation with fresh eyes and come out stronger, no matter where you started. In the meantime, please know that we, at Lindo Realty Group, are here for you and your family during these challenging times. If there is anything we can do to help, do not hesitate to call us at 781-635-9022. Stay healthy! 

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226-Plympton-Rd-Plymouth-MA-1

Price Drop at 226 Plympton Road, Plymouth, MA!

Originally priced at $450,000, now listed at $442,000!

“Must-see” 4-bed, 2-bath Raised Ranch in a great location! Updated kitchen with hardwood, granite and newer cabinets. Beautiful new bath with tile, stone countertop, modern cabinets and fixtures. Stunning living room with half-vaulted ceilings, wood beams, skylight and walkout access to back deck/pool. First floor has a great open floor plan between kitchen, dining and living room. Bath and 3 bedrooms located down the hall.

Downstairs has a large family room with a propane fireplace, 4th bedroom, 2nd full bath, laundry room, exercise room, and a storage area. Outside features include a large deck, in-ground pool, cabana, storage shed and a large, fenced yard. Recent updates include new roof, new gutters, heating system, hot water heater, fence, driveway, retaining wall, pump for well, pool liner, Anderson windows overlooking pool and backyard. Close to highway, Colony Place shops and restaurants, Plymouth Harbor, beaches, schools, and Kingston Commuter Rail. Call to set up a showing today!

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